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Tell your money to start saving itself. Get automatic transfers from your Kasasa Cash® or Kasasa Cash Back® checking.

Rates

Key Features

  • Automatic Savings
  • High Dividends
  • No Monthly Maintenance Fees
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.75% APY* on balances up to $20,000
  • 0.75% to 0.33% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking, including:
    • Free online banking
    • Free mobile banking
    • Free e-statements
  • $5 minimum deposit to open

Here’s How You Qualify

Hint: It’s easy. Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases, each greater than $4.99
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

We told you so! Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate in Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Want to know when you'll qualify for rewards? See our Kasasa Cycle Dates (PDF).

*Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based, signature based debit card purchases less than $4.99, debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based, signature based transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.

See our website at www.milehighfcu.org or contact one of our service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When your linked Kasasa Cash, or Kasasa Cash Back  account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $20,000.00 in your Kasasa Saver account earn an APY of 0.7474% and daily balances over $20,000.00 earn a dividend rate of 0.2499 % on the portion of the daily balance over $20,000.00, resulting in a range from 0.75% to 0.33% APY depending on the account's daily balance.

When your linked Kasasa Cash, or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.0499% resulting in an annual percentage yield of 0.05% APY.

Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 9/30/2019.

APY calculations are based on an assumed balance of $20,000.00 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Membership restrictions may apply.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

No  minimum deposit is required to open the account.

Monthly PIN-based/signature-based debit card purchases, enrollment in and log-ons to online banking, be enrolled and have agreed to receive e-statements rather than paper statements  are qualifications  of this account(s).

Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.

Limit of one (1) account(s) per social security number.

There are no recurring monthly maintenance charges or fees to open or close this account.

A Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account is required to have a Kasasa Saver account.

A linked Kasasa Saver account is required for automatic savings.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA, your savings insured to $250,000 per account.

Trademarks:

Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.